Ryan obtained his B. Eng degree from Zhejiang University with honor and M.A.Sc. degree from the University of Toronto (with full scholarship). He has brought to the team with years of professional experience working in Canada's major banks, entrepreneurship founding professional training agencies in Toronto, as well as leadership in volunteer activities servicing the Chinese community. Ryan has passed the Exempt Market Proficiency course and is a licensed Dealing Representative. He has also passed the CFA Level II exam and is pursuing the designation. Ryan is a life-time learner, good problem-solver, and passionate about healthy lifestyles.